Wind & hail guidance / 07
After the storm,
here's what
happens.
Storm damage is stressful, and the claims process is unfamiliar to most homeowners. This is the sequence we walk our customers through.
The sequence
Eight steps.
Damage is not always obvious from the ground — sometimes it takes a professional inspection to confirm.
- 01
Understand the damage
High winds can lift, crease, or tear shingles, and sometimes even affect flashing, gutters, or siding. Hail may leave dents, bruises, or cracks in shingles, which can lead to leaks over time if not addressed. Damage is not always obvious from the ground.
- 02
Document what you see
Take clear photos of any visible damage — roof, gutters, windows, fences and anything else affected by the storm.
- 03
Check for immediate hazards
Make sure there are no safety concerns such as active leaks or exposed areas before anything else.
- 04
Call a trusted roofing professional
Many companies, like ours, offer free inspections to help you understand the extent of the damage.
- 05
File a claim
You notify your insurance provider of potential storm damage.
- 06
Adjuster visit
An insurance adjuster inspects your property to assess the claim.
- 07
Approval & estimate
If covered, your insurance company provides a repair or replacement estimate.
- 08
Repairs begin
Once approved, you choose a contractor to complete the work.
Homeowner tips
Three things that matter most.
01
Act quickly
Most insurance policies have time limits for filing storm-related claims.
02
Keep records
Save all paperwork, estimates, and communication for your records.
03
Choose a reputable contractor
Work with licensed and insured professionals who have experience with insurance-related projects.
Disclaimer. This information is for general informational purposes only and does not provide legal or insurance advice. Coverage, requirements, and claim processes vary by insurance company and policy. Always review your policy details and contact your insurance provider directly for specific guidance.
Next step
Storm damage? Start with an inspection.
A documented roof evaluation, a straight answer, and a clear plan for what happens next.
Prefer to write? Request a quote